Credit Report and Credit Score Online

Im late on this and in fact I wasnt even planning to write about Suze Ormans new prepaid card, but theres been so much fuss around it that I felt I had to put my two cents in. What actually finally convinced me to do so was the way Orman responded to her critics. Rather than address the legitimate points some of them were making, shes chosen to fire back a number of angry tweets at them instead. That doesnt seem to have done her much favor.

But whats worse for Orman is the fact that she is offering nothing more than a relatively good prepaid card, which is nothing like the glorified solution to all of your financial problems her website promises. Let me explain.

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In the current economic scenario, people have multiple credit cards of different banks. It is common to use different cards for different options each offers. Some of them are the best rewards credit cards giving cashback or air miles and some may even give points that can be redeemed against goods after a sufficient quantity is accumulated. Other credit card offers low introductory APR. Read all post…

Its time for another Tweetchat today, 1/4 at 12:00pm Pacific. This weeks topic: identity theft protection. Come ready to chat, and get a chance to win a prize! and use #CKchat to participate, or join in here.

Make sure to RSVP below to be entered to win a prize! A winner will be chosen from the RSVPs. Remember, you must actually participate in the Tweetchat in order to receive a prize. Put your Twitter handle in the Link Title field and your Twitter URL in the URL field.

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Ever wondered how comparable todays credit card offers are? Not all credit cards are created equal, though most have benefits that are at least similar to their competitors. Trying to understand the differences is enough to give anyone a headache. This week, we compare VentureOne Rewards from Capital One and the Chase Freedom Visa.

This credit card offer is being marketed to those with excellent credit ratings and who also want a bit of flexibility with their rewards offers – and this credit card delivers it tenfold. T

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Companies offering anonymous reloadable debit cards claim that their product provides you with access to cash without the need to reveal your personal information. However, since every bank and ATM transaction is traceable, there is no such thing as a completely anonymous debit card.

Anonymous cards carrying a Visa, MasterCard or other major credit lending institution logo allow users to purchase items at retailers or online and possibly withdraw cash from an ATM. These cards are commonly sold at grocery or drugstores. However, these cards are not reloadable, making them akin to gift cards rather than debit cards.

The majority of anonymous reloadable debit cards -sometimes called “stored value” cards- work the same as traditional ATM debit cards. The

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Credit card agreements are typically something you’d want to read only if you suffered from insomnia. A glance at a few lines of the dense type, printed on filmy paper, is sure to help you drift off.

But buried in all that fine print are important provisions that affect you financially. So the federal Consumer Financial Protection Bureau is proposing a new, simplified form, to help make the agreements more readable and useful to card holders.

The bottom line is that many credit card agreements are confusing and most consumers don’t understand them, said Raj Date, the agencys temporary leader, in prepared remarks announcing the effort on Wednesday.

The prototype is short about 1,000 words, compared with roughly 5,000 for the average industry agreement and it does away with much of the legalese that is too dense for most consumers to digest. “Co

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