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	<title>Credit Report and Credit Score Online</title>
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	<link>http://www.estaz.net</link>
	<description>Check Your 3 Credit Reports &#38; All 3 Credit Scores Online Free!</description>
	<lastBuildDate>Wed, 16 May 2012 05:33:53 +0000</lastBuildDate>
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		<title>Three Bad Credit Repair Moves</title>
		<link>http://www.estaz.net/credit-directory/three-bad-credit-repair-moves</link>
		<comments>http://www.estaz.net/credit-directory/three-bad-credit-repair-moves#comments</comments>
		<pubDate>Wed, 16 May 2012 05:33:53 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Repair]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/three-bad-credit-repair-moves</guid>
		<description><![CDATA[Credit repair is a delicate process. Striking the perfect balance between debt and savings means attaining the best credit score available. Achieving these goals requires precision rather than a catch-all approach. Keep the following bad credit moves in mind before tackling your issues with a sledgehammer. Attention to detail could give your score the bump [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Emergency Credit Cards</title>
		<link>http://www.estaz.net/credit-score/emergency-credit-cards</link>
		<comments>http://www.estaz.net/credit-score/emergency-credit-cards#comments</comments>
		<pubDate>Tue, 15 May 2012 03:12:57 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[credit cards]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/emergency-credit-cards</guid>
		<description><![CDATA[Is a credit card necessary for emergency purposes? There are plenty of people who think it is. Is that because the credit card companies have conditioned us to believe this to be true? Have our parents always said that we need one just for emergencies? Is that what our broke friends and family memebers have [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>EMV, NFC, Mobile Wallets and Credit Card Fraud Liability</title>
		<link>http://www.estaz.net/credit-cards-articles/emv-nfc-mobile-wallets-and-credit-card-fraud-liability</link>
		<comments>http://www.estaz.net/credit-cards-articles/emv-nfc-mobile-wallets-and-credit-card-fraud-liability#comments</comments>
		<pubDate>Sun, 06 May 2012 05:33:27 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Fraud]]></category>
		<category><![CDATA[Fraud Liability]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/emv-nfc-mobile-wallets-and-credit-card-fraud-liability</guid>
		<description><![CDATA[Beginning in October 2015, merchants who have not upgraded to EMV-compliant point-of-sale (POS) terminals, will be liable for the full amount of any fraud losses incurred at their stores. That requirement is, of course, a big part of the push towards adoption of EMV (also known as chip-and-PIN) cards that the credit card networks have [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/emv-nfc-mobile-wallets-and-credit-card-fraud-liability/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gold price will rise in 2011</title>
		<link>http://www.estaz.net/credit-score/gold-price-will-rise-in-2011</link>
		<comments>http://www.estaz.net/credit-score/gold-price-will-rise-in-2011#comments</comments>
		<pubDate>Sun, 06 May 2012 00:57:17 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Gold Price]]></category>
		<category><![CDATA[Gold Price Rise]]></category>
		<category><![CDATA[Price Rise]]></category>
		<category><![CDATA[Rise]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/gold-price-will-rise-in-2011</guid>
		<description><![CDATA[The chart looks good and so are underlying reasons that will help gold price rise further. The main drive is the world wide growing demand for gold as an alternative to the paper currencies. According to the World Gold Council recently released quarterly Gold Demand Trends report, the strength of the global gold market is [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>IDENTITY SOS: Practical Tips Against Identity Theft</title>
		<link>http://www.estaz.net/credit-directory/identity-sos-practical-tips-against-identity-theft</link>
		<comments>http://www.estaz.net/credit-directory/identity-sos-practical-tips-against-identity-theft#comments</comments>
		<pubDate>Thu, 03 May 2012 02:32:17 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[Theft]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/identity-sos-practical-tips-against-identity-theft</guid>
		<description><![CDATA[Identity Theft is as scary as looking at yourself in the mirror and seeing someone else staring back at you. Creepy isn’t it? But not until you experience having a true identity thief prying into your personal life. It s a much more terrifying horror story in real life. Credit identity theft does not only [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>ID Theft Victims Have Spoken</title>
		<link>http://www.estaz.net/credit-cards-articles/id-theft-victims-have-spoken</link>
		<comments>http://www.estaz.net/credit-cards-articles/id-theft-victims-have-spoken#comments</comments>
		<pubDate>Tue, 17 Apr 2012 05:57:45 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Theft Victims]]></category>
		<category><![CDATA[Victims]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/id-theft-victims-have-spoken</guid>
		<description><![CDATA[A new surveyed conducted by the Federal Trade Commission has more than a few eye-opening revelations for the three major credit bureaus. The survey was based on more than 3,000 victims of identity theft. The goal was to discern how well or how poorly the credit bureaus addressed the many problems ID victims endure. The [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Losing Money Because You’re Tired</title>
		<link>http://www.estaz.net/credit-score/losing-money-because-youre-tired</link>
		<comments>http://www.estaz.net/credit-score/losing-money-because-youre-tired#comments</comments>
		<pubDate>Sat, 14 Apr 2012 03:53:53 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Tired]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/losing-money-because-youre-tired</guid>
		<description><![CDATA[Seriously? Are you too tired to work? Too tired to get out there and hustle for some extra cash? Cmon man (or woman) . . . theres way too much opportunity out there for you to lay around and yawn. The sad fact is, many people out there just dont have the energy to find [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Spring Travel and Credit Repair: How to Save</title>
		<link>http://www.estaz.net/credit-directory/spring-travel-and-credit-repair-how-to-save</link>
		<comments>http://www.estaz.net/credit-directory/spring-travel-and-credit-repair-how-to-save#comments</comments>
		<pubDate>Tue, 10 Apr 2012 06:46:19 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[Repair]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/spring-travel-and-credit-repair-how-to-save</guid>
		<description><![CDATA[Spring has practically sprung, and for many, a much-needed break from work or school is on the horizon. However, traveling on a budget may be difficult, especially if credit repair is on your to-do list. Price hikes and mandatory fees can turn a relaxing vacation into a financial burden without careful planning. You might be [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-directory/spring-travel-and-credit-repair-how-to-save/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Make Money With Trading Forex</title>
		<link>http://www.estaz.net/credit-score/how-to-make-money-with-trading-forex</link>
		<comments>http://www.estaz.net/credit-score/how-to-make-money-with-trading-forex#comments</comments>
		<pubDate>Thu, 05 Apr 2012 07:02:23 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Money]]></category>
		<category><![CDATA[Money Trading]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/how-to-make-money-with-trading-forex</guid>
		<description><![CDATA[The global economic recession has had an effect on many peoples finances. Resultantly, many people are looking to earn money with minimal investment. Even so, this is not something that many professions provide. Trading forex, notably, does. Trading forex allows people to earn money with minimal investments. Becoming a forex trading professional is probably on [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-score/how-to-make-money-with-trading-forex/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>United MileagePlus Club Card&#8217;s Perks for Frequent Fliers</title>
		<link>http://www.estaz.net/credit-cards-articles/united-mileageplus-club-cards-perks-for-frequent-fliers</link>
		<comments>http://www.estaz.net/credit-cards-articles/united-mileageplus-club-cards-perks-for-frequent-fliers#comments</comments>
		<pubDate>Sat, 31 Mar 2012 12:04:53 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Fliers]]></category>
		<category><![CDATA[Frequent Fliers]]></category>
		<category><![CDATA[Mileageplus Club]]></category>
		<category><![CDATA[United Mileageplus Club]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/united-mileageplus-club-cards-perks-for-frequent-fliers</guid>
		<description><![CDATA[Frequent fliers may want to take a look at the new United MileagePlus Club Card from Chase, which offers 1.5 miles for every dollar spent, membership in United’s airport clubs and a menu of other perks. Most rewards cards typically offer 1 mile or point per dollar spent (although, some offer bonus miles for spending [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/united-mileageplus-club-cards-perks-for-frequent-fliers/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>Are Facebook and Twitter Enablers for the Credit Card Companies?</title>
		<link>http://www.estaz.net/credit-cards-articles/are-facebook-and-twitter-enablers-for-the-credit-card-companies</link>
		<comments>http://www.estaz.net/credit-cards-articles/are-facebook-and-twitter-enablers-for-the-credit-card-companies#comments</comments>
		<pubDate>Thu, 29 Mar 2012 09:20:44 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card Companies]]></category>
		<category><![CDATA[Companies]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Companies]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/are-facebook-and-twitter-enablers-for-the-credit-card-companies</guid>
		<description><![CDATA[Dow Jones Newswires Andrew R. Johnson is giving as a detailed overview of what U.S. credit card companies have been up to on Facebook, Twitter and other social networks in an excellent piece for the WSJ. There is a lot to be learned there, not least the fact that Capital One has made it possible [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/are-facebook-and-twitter-enablers-for-the-credit-card-companies/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Do not expect credit scores to improve each time an entry is taken off the credit report</title>
		<link>http://www.estaz.net/credit-directory/do-not-expect-credit-scores-to-improve-each-time-an-entry-is-taken-off-the-credit-report</link>
		<comments>http://www.estaz.net/credit-directory/do-not-expect-credit-scores-to-improve-each-time-an-entry-is-taken-off-the-credit-report#comments</comments>
		<pubDate>Tue, 27 Mar 2012 15:45:58 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/do-not-expect-credit-scores-to-improve-each-time-an-entry-is-taken-off-the-credit-report</guid>
		<description><![CDATA[One of the consumers in the country who had 3 liens on his home totaling up to $200,000 shared his first hand experience about this fact. The consumer managed to close all the liens he had on his property. Therefore, he assumed that his credit scores would shoot up since a huge debt from his [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Battle Against the High Cost of Pet Ownership</title>
		<link>http://www.estaz.net/credit-score/battle-against-the-high-cost-of-pet-ownership</link>
		<comments>http://www.estaz.net/credit-score/battle-against-the-high-cost-of-pet-ownership#comments</comments>
		<pubDate>Tue, 27 Mar 2012 05:44:36 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Pet]]></category>
		<category><![CDATA[Pet Ownership]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/battle-against-the-high-cost-of-pet-ownership</guid>
		<description><![CDATA[If you havent noticed, owning a pet can get pretty expensive. Keeping your lovable 4-legged friends fed, healthy, groomed, and comfortable doesnt come cheap. But like everything, you have the choice to prepare for the expenditures, or put the food and the doctors visits on a credit card. So, hows it going as a pet [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-score/battle-against-the-high-cost-of-pet-ownership/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Your Debt Questions, Answered!</title>
		<link>http://www.estaz.net/credit-cards-articles/your-debt-questions-answered</link>
		<comments>http://www.estaz.net/credit-cards-articles/your-debt-questions-answered#comments</comments>
		<pubDate>Sun, 18 Mar 2012 05:33:10 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Debt]]></category>
		<category><![CDATA[Debt Questions]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/your-debt-questions-answered</guid>
		<description><![CDATA[The consolidated credit report and any statements and bills you get in the mail will give you the most complete picture of who you might owe. If you are struggling to make debt repayments then I would suggest you use the Debt Repayment Calculator to review possible intervention options. If you feel like you can [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>CFPB Expands Authority</title>
		<link>http://www.estaz.net/credit-cards-articles/cfpb-expands-authority</link>
		<comments>http://www.estaz.net/credit-cards-articles/cfpb-expands-authority#comments</comments>
		<pubDate>Mon, 12 Mar 2012 16:58:09 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/cfpb-expands-authority</guid>
		<description><![CDATA[Many consumers have discovered an ally in the Consumer Financial Protection Bureau, the federal agency designed to give credit card consumers a more powerful voice. Last week, and to the surprise of many, CFPB announced that it can now handle complaints about checking and savings accounts. Read all post&#8230;]]></description>
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		<slash:comments>0</slash:comments>
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		<title>What is a Credit Dispute?</title>
		<link>http://www.estaz.net/credit-directory/what-is-a-credit-dispute</link>
		<comments>http://www.estaz.net/credit-directory/what-is-a-credit-dispute#comments</comments>
		<pubDate>Sun, 11 Mar 2012 15:18:30 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Dispute]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/what-is-a-credit-dispute</guid>
		<description><![CDATA[Your financial reputation carries a lot of weight. The ability to secure a loan, to qualify for lower interest rates, and even to find employment are just a few of the ways your credit rating can help or hurt you. When your finances are on the line, ensuring accuracy is key. The Fair Credit Reporting [...]]]></description>
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