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	<title>Credit Report and Credit Score Online</title>
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	<link>http://www.estaz.net</link>
	<description>Check Your 3 Credit Reports &#38; All 3 Credit Scores Online Free!</description>
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		<title>Consumers are getting tired of bad credits</title>
		<link>http://www.estaz.net/credit-directory/consumers-are-getting-tired-of-bad-credits</link>
		<comments>http://www.estaz.net/credit-directory/consumers-are-getting-tired-of-bad-credits#comments</comments>
		<pubDate>Wed, 25 Jan 2012 14:15:17 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Getting Tired]]></category>
		<category><![CDATA[Tired]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/consumers-are-getting-tired-of-bad-credits</guid>
		<description><![CDATA[Consumers are getting tired of paying for their never ending credit card debts. Held up by your plastic card using old habits of splurging without cash? Oh no! You shouldn’t be qualified to get a credit card. These days, more and more individuals are being stacked to using their credit cards as an alternative to [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<title>Bad Credit Credit Cards An Overview</title>
		<link>http://www.estaz.net/credit-score/bad-credit-credit-cards-an-overview</link>
		<comments>http://www.estaz.net/credit-score/bad-credit-credit-cards-an-overview#comments</comments>
		<pubDate>Tue, 24 Jan 2012 01:48:32 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/bad-credit-credit-cards-an-overview</guid>
		<description><![CDATA[Using today’s negative financial situation, and with lower job security, it could be a far better predicament should you be debt free. Being a debt free particular person youll be able to well organize your finances, spend your financial situation promptly, along with control well all other indebtedness that you will possibly come across. But [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Consequences of Using Credit as an Emergency Fund</title>
		<link>http://www.estaz.net/credit-score/consequences-of-using-credit-as-an-emergency-fund</link>
		<comments>http://www.estaz.net/credit-score/consequences-of-using-credit-as-an-emergency-fund#comments</comments>
		<pubDate>Tue, 17 Jan 2012 15:55:26 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Emergency Fund]]></category>
		<category><![CDATA[Fund]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/consequences-of-using-credit-as-an-emergency-fund</guid>
		<description><![CDATA[Pay down your debt and build up your emergency fund. These are common sense financial goals that should be on everyone’s list. No matter which goal you decide to conquer first, everyone would agree that both are extremely important to financial success. But what about using your credit card as an emergency fund? I know [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Debt, Savings, and Credit Repair: Which Route to Choose</title>
		<link>http://www.estaz.net/credit-directory/debt-savings-and-credit-repair-which-route-to-choose</link>
		<comments>http://www.estaz.net/credit-directory/debt-savings-and-credit-repair-which-route-to-choose#comments</comments>
		<pubDate>Sun, 15 Jan 2012 23:37:11 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Credit Repair]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/debt-savings-and-credit-repair-which-route-to-choose</guid>
		<description><![CDATA[Achieving financial stability is a balancing act, and it is important to strike the ideal relationship between debt and savings. If approached correctly, the result is a well-maintained credit score with room for growth. However, mismanagement can result in catastrophic consequences. If you are unsure about when to spend and when to save, consider the [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Suze Orman’s Prepaid Card Is a Non-Event</title>
		<link>http://www.estaz.net/credit-cards-articles/why-suze-orman%e2%80%99s-prepaid-card-is-a-non-event</link>
		<comments>http://www.estaz.net/credit-cards-articles/why-suze-orman%e2%80%99s-prepaid-card-is-a-non-event#comments</comments>
		<pubDate>Fri, 13 Jan 2012 20:50:37 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Prepaid Card]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/why-suze-orman%e2%80%99s-prepaid-card-is-a-non-event</guid>
		<description><![CDATA[Im late on this and in fact I wasnt even planning to write about Suze Ormans new prepaid card, but theres been so much fuss around it that I felt I had to put my two cents in. What actually finally convinced me to do so was the way Orman responded to her critics. Rather [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why do you need to use a balance transfer credit card?</title>
		<link>http://www.estaz.net/credit-cards-articles/why-do-you-need-to-use-a-balance-transfer-credit-card</link>
		<comments>http://www.estaz.net/credit-cards-articles/why-do-you-need-to-use-a-balance-transfer-credit-card#comments</comments>
		<pubDate>Sun, 08 Jan 2012 13:53:09 +0000</pubDate>
		<dc:creator>Admin</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Credit Card Offers]]></category>

		<guid isPermaLink="false">http://www.estaz.net/?p=274</guid>
		<description><![CDATA[In the current economic scenario, people have multiple credit cards of different banks. It is common to use different cards for different options each offers. Some of them are the best rewards credit cards giving cashback or air miles and some may even give points that can be redeemed against goods after a sufficient quantity [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Karma Tweetchat: Wednesday, Jan. 4 – Please RSVP!</title>
		<link>http://www.estaz.net/credit-cards-articles/credit-karma-tweetchat-wednesday-jan-4-%e2%80%93-please-rsvp</link>
		<comments>http://www.estaz.net/credit-cards-articles/credit-karma-tweetchat-wednesday-jan-4-%e2%80%93-please-rsvp#comments</comments>
		<pubDate>Sat, 07 Jan 2012 11:37:35 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Tweetchat]]></category>
		<category><![CDATA[Tweetchat Wednesday]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/credit-karma-tweetchat-wednesday-jan-4-%e2%80%93-please-rsvp</guid>
		<description><![CDATA[Its time for another Tweetchat today, 1/4 at 12:00pm Pacific. This weeks topic: identity theft protection. Come ready to chat, and get a chance to win a prize! and use #CKchat to participate, or join in here. Make sure to RSVP below to be entered to win a prize! A winner will be chosen from [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/credit-karma-tweetchat-wednesday-jan-4-%e2%80%93-please-rsvp/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>VentureOne Rewards Card vs. Chase Freedom Visa</title>
		<link>http://www.estaz.net/credit-cards-articles/ventureone-rewards-card-vs-chase-freedom-visa</link>
		<comments>http://www.estaz.net/credit-cards-articles/ventureone-rewards-card-vs-chase-freedom-visa#comments</comments>
		<pubDate>Sun, 01 Jan 2012 22:35:35 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Card]]></category>
		<category><![CDATA[Card Vs]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/ventureone-rewards-card-vs-chase-freedom-visa</guid>
		<description><![CDATA[Ever wondered how comparable todays credit card offers are? Not all credit cards are created equal, though most have benefits that are at least similar to their competitors. Trying to understand the differences is enough to give anyone a headache. This week, we compare VentureOne Rewards from Capital One and the Chase Freedom Visa. This [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/ventureone-rewards-card-vs-chase-freedom-visa/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Planning On Refinancing Or Consolidating Your Student Loans? – You Will Make A Difference With These Credit Repair Recommendations</title>
		<link>http://www.estaz.net/credit-score/planning-on-refinancing-or-consolidating-your-student-loans-%e2%80%93-you-will-make-a-difference-with-these-credit-repair-recommendations</link>
		<comments>http://www.estaz.net/credit-score/planning-on-refinancing-or-consolidating-your-student-loans-%e2%80%93-you-will-make-a-difference-with-these-credit-repair-recommendations#comments</comments>
		<pubDate>Fri, 16 Dec 2011 13:48:17 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Difference Credit]]></category>
		<category><![CDATA[Repair]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/planning-on-refinancing-or-consolidating-your-student-loans-%e2%80%93-you-will-make-a-difference-with-these-credit-repair-recommendations</guid>
		<description><![CDATA[It might appear impossible to find quality advice on repairing your credit when you need help. This article contains the information that will get you on the correct route to fixing your credit. These easy tips will help you to take care of things in a timely manner without the usual headaches. A respectable credit [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Credit Repairs after Bankruptcy</title>
		<link>http://www.estaz.net/credit-directory/credit-repairs-after-bankruptcy</link>
		<comments>http://www.estaz.net/credit-directory/credit-repairs-after-bankruptcy#comments</comments>
		<pubDate>Wed, 14 Dec 2011 13:52:09 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Bankruptcy]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/credit-repairs-after-bankruptcy</guid>
		<description><![CDATA[Becoming credit worthy does not stop in bankruptcy; it is a common misunderstanding that a good credit report can never be attained by those who filed for bankruptcy. Just like other dilemmas, bankruptcy is simply a set back that individuals must overcome to insure a better and healthier financial venture. Account holders is inevitably in [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-directory/credit-repairs-after-bankruptcy/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Anonymous Reloadable Debit Cards</title>
		<link>http://www.estaz.net/credit-cards-articles/anonymous-reloadable-debit-cards</link>
		<comments>http://www.estaz.net/credit-cards-articles/anonymous-reloadable-debit-cards#comments</comments>
		<pubDate>Wed, 14 Dec 2011 05:05:23 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Cards]]></category>
		<category><![CDATA[Debit Cards]]></category>
		<category><![CDATA[Reloadable Debit]]></category>
		<category><![CDATA[Reloadable Debit Cards]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/anonymous-reloadable-debit-cards</guid>
		<description><![CDATA[Companies offering anonymous reloadable debit cards claim that their product provides you with access to cash without the need to reveal your personal information. However, since every bank and ATM transaction is traceable, there is no such thing as a completely anonymous debit card. Anonymous cards carrying a Visa, MasterCard or other major credit lending [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/anonymous-reloadable-debit-cards/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A Proposal to Simplify Credit Card Agreements</title>
		<link>http://www.estaz.net/credit-cards-articles/a-proposal-to-simplify-credit-card-agreements</link>
		<comments>http://www.estaz.net/credit-cards-articles/a-proposal-to-simplify-credit-card-agreements#comments</comments>
		<pubDate>Fri, 09 Dec 2011 13:58:25 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Agreements]]></category>
		<category><![CDATA[Card Agreements]]></category>
		<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[Credit Card Agreements]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/a-proposal-to-simplify-credit-card-agreements</guid>
		<description><![CDATA[Credit card agreements are typically something you’d want to read only if you suffered from insomnia. A glance at a few lines of the dense type, printed on filmy paper, is sure to help you drift off. But buried in all that fine print are important provisions that affect you financially. So the federal Consumer [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Monitoring your credit report can save you from trouble</title>
		<link>http://www.estaz.net/credit-directory/monitoring-your-credit-report-can-save-you-from-trouble</link>
		<comments>http://www.estaz.net/credit-directory/monitoring-your-credit-report-can-save-you-from-trouble#comments</comments>
		<pubDate>Mon, 05 Dec 2011 20:39:07 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/monitoring-your-credit-report-can-save-you-from-trouble</guid>
		<description><![CDATA[Nowadays, there are a few things that people are so consistent in checking – calories, grams and points. Well, some would say that being a calorie Nazi or a gram counter backpacker and a point shark can be a sort of disorder. Just like all these 3, being a credit record investigator and analyst is [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-directory/monitoring-your-credit-report-can-save-you-from-trouble/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Stay Warm and Save Money This Winter</title>
		<link>http://www.estaz.net/credit-score/how-to-stay-warm-and-save-money-this-winter</link>
		<comments>http://www.estaz.net/credit-score/how-to-stay-warm-and-save-money-this-winter#comments</comments>
		<pubDate>Sun, 04 Dec 2011 03:05:00 +0000</pubDate>
		<dc:creator>Lauren Skurrie</dc:creator>
				<category><![CDATA[Credit Score]]></category>
		<category><![CDATA[Stay Warm]]></category>
		<category><![CDATA[Winter]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-score/how-to-stay-warm-and-save-money-this-winter</guid>
		<description><![CDATA[Winter has arrived in Texas – I think. No matter how frigid the winter months become in your neck of the woods, chances are high that you probably like to stay warm when the temperature begins to fall. And what better way to add a little extra happiness this holiday season than to stay warm [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-score/how-to-stay-warm-and-save-money-this-winter/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Americans Spend Big on Cyber Monday, Sales up 33%</title>
		<link>http://www.estaz.net/credit-cards-articles/americans-spend-big-on-cyber-monday-sales-up-33</link>
		<comments>http://www.estaz.net/credit-cards-articles/americans-spend-big-on-cyber-monday-sales-up-33#comments</comments>
		<pubDate>Sun, 04 Dec 2011 02:37:50 +0000</pubDate>
		<dc:creator>Abby Sixsmith</dc:creator>
				<category><![CDATA[Credit Cards Articles]]></category>
		<category><![CDATA[Monday]]></category>
		<category><![CDATA[Monday Sales]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-cards-articles/americans-spend-big-on-cyber-monday-sales-up-33</guid>
		<description><![CDATA[The economy may still be depressed and unemployment at close to nine percent, but you wouldnt know it if you were an online retailer this past Monday. All meaningful metrics in an IBM report showed a huge surge in consumer spending on e-commerce websites on Cyber Monday and an even bigger increase in mobile shopping. [...]]]></description>
		<wfw:commentRss>http://www.estaz.net/credit-cards-articles/americans-spend-big-on-cyber-monday-sales-up-33/feed</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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		<title>How Parents Can Teach Their Kids About Good Credit</title>
		<link>http://www.estaz.net/credit-directory/how-parents-can-teach-their-kids-about-good-credit</link>
		<comments>http://www.estaz.net/credit-directory/how-parents-can-teach-their-kids-about-good-credit#comments</comments>
		<pubDate>Wed, 30 Nov 2011 05:17:20 +0000</pubDate>
		<dc:creator>David Hampton</dc:creator>
				<category><![CDATA[Credit Directory]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Good Credit]]></category>

		<guid isPermaLink="false">http://www.estaz.net/credit-directory/how-parents-can-teach-their-kids-about-good-credit</guid>
		<description><![CDATA[Sometimes lost among the “big conversations” parents must have with their children is the one about the value of money and how to obtain good credit. Teaching children the importance of being frugal may be even more important these days than ever before. Whether the child wants to buy the latest video game or a [...]]]></description>
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